What is Life Insurance?
Life insurance is a financial safety net – an insurance policy that pays out a lump sum payment to your beneficiaries upon the policyholder’s death. The sum called a death benefit, will help your family cover a number of unexpected and expected expenses, such as funeral expenses, outstanding debts, mortgage payments and more. In addition, the money can help provide ongoing financial support for your dependents.
What does that look like? Let’s take a $2,000,000 policy. A policy of this sum will provide $2,000,000 in death benefits directly to your beneficiaries. Generally, it’s not subject to federal income tax, either.
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Term Life Insurance
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Whole Life Insurance
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Universal Life Insurance
Benefits of
Life Insurance for
Massachusetts Residents
Benefits of Life Insurance for Massachusetts Residents
Why Oliver Capital Management?
Frequently Asked Questions
Why do I need life insurance?
Can I change my life insurance policy later?
Is life insurance taxable?
Do I need a medical exam to get life insurance?
How do I choose the right life insurance policy?
We Have Your Back
It all begins with a simple and honest conversation. This first step is the easiest and most important. Book a call with us and let’s get started!